Paperless Payroll 
In response to the employer community's desire to find a practical method to pay unbanked workers electronically card networks, financial institutions, and third-party vendors throughout the country have developed payroll debit card products and services as a cost effective way for payroll professionals to electronically pay their population of unbanked workers.
Allegiant presents a no-hassle, no risk payment option to employers throughout the nation. CardFlex™ pre-paid line of products are fast becoming the safest and most convenient way for employers to issue payroll and other recurring funds without the hassle and cost of traditional checks. 
- Approximately 60 million Americans or 24 million households have no bank account.
- The “unbanked” are reported to spend $8 billion per year to cash paychecks.
- Only 55% of working Americans use Direct Deposit.
- Payroll Card direct deposits can reduce
payroll expenses.
How Does it Work?
If you had the opportunity to provide your employees a real financial benefit at the same time saving your company time and money, would you offer it?
The US Treasury Department estimates that employers pay between $2 and $4 to issue a paper check. Moreover, employees without a bank account typically wait in line and pay a 3% fee to turn their paycheck into cash.
The Prepaid MasterCard Cards by CardFlex Financial Services allow every legal US resident the ability to get paid via direct deposit and avoid the high fees associated with check cashing; saving them and you valuable time and money!
Employer Costs:
- NO setup fees
- NO monthly access fees
We provide reloadabe prepaid MasterCard cards which allow the employer to place their employee’s wages on to the card each pay period. The employees in turn can use the cards anywhere you see the STAR, Maestro or Cirrus Networks for PIN and ATM transactions and also use their card to make point of sale purchases anywhere they see the MasterCard logo. It’s like having a bank account in your wallet.
Everyone qualifies
- No credit check
- No bank account required
The CardFlex™ Prepaid MasterCard® can be loaded via direct deposit from your employer or thanks to the GreenDot Reload Network, you can add cash on your CardFlex™ Prepaid MasterCard® at tens of thousands of retail locations including Rite Aid, CVS/pharmacy, Walgreens, RadioShack, and many others.
In addition, you get access to our Bill Payment and Long Distance Phone services. The card allows you many of the benefits associated with having a checking account without having to worry about bank approval. The best part is that the CardFlex™ Prepaid MasterCard® can be yours with no credit check.
Other Features Include:
- Eliminate Check-cashing fees and money transfer costs
- CardFlex Prepaid MasterCard® Card can be used to make purchases or pay bills anywhere PIN-based or MasterCard® Debit is accepted.
- No annual fees or minimum balance required
- Access money at millions of ATM’s worldwide
- Receive cash-back at retail, or purchase goods or services
- Free online statements, easy-to-access 24/7/365 Customer Support
- Pay is available immediately on payday
- Companion Card option provides cardholders with a convenient and cost effective way to share funds on the cared with family members worldwide
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